Ever heard of the Direct Debit Indemnity Claim that comes with use of the Direct Debit scheme? If I’m honest, I have not watched live TV, or the horrible BBC, for many long years and during that time I haven’t had a BBC licence, but then I stupidly started paying again because I thought it was the right thing to do as I have a TV and FireStick and occasionally watched episodes of The Chase on ITV. I never watch the news, no soap operas, and there are free movies I can watch on YouTube and through my existing DVD collection.
DIRECT DEBIT INDEMINTY CLAIM TEMPLATE LETTER
From my experience of not paying the TV licence, after three years, the BBC removes your name from their system so it writes to ‘service provider’, ‘the householder’ etc. If you stop paying the TV licence then you’ll get a selection of threatening letters, normally containing red letters in capitals.
The BBC is a propaganda machine designed to pump out news that puts people into a perpetual state of fear. In relation to COVID-19, its message is bordering on criminal activity. It is largely funded by The Bill and Melinda Gates Foundation, who propogates Gates as some kind of saviour Bill Gates is a eugenist who is using his wealth to depopulate the earth by various means, including through these new mRNA COVID-19 vaccines, which may lead to autoimmune disease and possible death.
So, here is an easy way to starve the BBC beast. Reclaim all of your TV licence monies that you have paid to them through the Direct Debit Guarantee and raise a Direct Debit Indemnity Claim. Template letter above, which can be amended.
Direct Debit Guarantee
Your rights
Organisations using the Direct Debit Scheme go through a careful vetting process before they’re authorised, and are closely monitored by the banking industry. The efficiency and security of Direct Debit is monitored and protected by your own bank or building society.
The Direct Debit Guarantee applies to all Direct Debits. It protects you in the rare event that there is an error in the payment of your Direct Debit, for instance if a payment is taken on the incorrect date, or the wrong amount is collected. It cannot be used to address contractual disputes between you and the billing organisation.
Direct Debit Guarantee
- The Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits
- If there are any changes to the amount, date or frequency of your Direct Debit the organisation will notify you (normally 10 working days) in advance of your account being debited or as otherwise agreed. If you request the organisation to collect a payment, confirmation of the amount and date will be given to you at the time of the request
- If an error is made in the payment of your Direct Debit, by the organisation or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society
- If you receive a refund you are not entitled to, you must pay it back when the organisation asks you to
- You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify the organisation.
Raising a direct debit indemnity claim does work. I was successful once with reclaiming several mortgage payments, which were not chased by the mortgage provider, and one to a car insurance provider, who did threaten to not provide me with a NCB letter, but I’d already received my NCB letter days before. My father successfully reclaimed over £800 payments through the direct debit indemnity claim for TV licence payments, so the direct debit guarantee does work, but some banks and building societies can ask questions and refuse even, so if this happen take your complaint to the banking CEO, and also raise a claim directly with BACS.
Email: service.desk@bacsservices.co.uk
Letter:
Bacs
2 Thomas More square
London
E1W 1YN
The payee may contact you asking you to repay them, but it’s something they would have to pursue through a collections agency, or court perhaps, but then you could provide evidence that you don’t fund industries that work with high profile child molesters.
Watching catch up programmes through the FireStick or other TV box does not consistute watching live TV, so why not cancel your TV licence and reclaim all of your monies paid through the Direct Debit Guarantee’s Direct Debit Indemity Claim and starve the BBC beast.
Dear Madam / Sir,
What is the percentage applicability of the population in your article, “Starve the BBC Beast With a Direct Debit Indemnity Claim for TV License Payments” ? Since most people likely watch YouTube & Amazon Prime etc. the same require TV licenses & cannot apply for a Direct Debit Indemnity Claim.
Regards,
Deborah Harbour
Thanks for your message, Deborah. That’s what I mean – who needs a BBC licence if people watch only youtube and Amazon Prime, that money should never have been paid and because of the nasty tactics of the BBC and how they threaten people, I think people just pay it to keep the BBC off their back. The truth is that many people probably don’t watch live TV and the licence is not needed so therefore raise a claim for a direct debit indemnity claim.
Just to provide an update on this. I wrote a letter to my bank with the details of the five payments to the BBC and I didn’t hear back. I then emailed the CEO of my bank, who responded immedaitely and the Direct Debit indemnity was applied and I received the refund. It the BBC chase up on the payment, they can bog off. I wish more would starve this evil beast of propaganda and corruption.
Hi, I’ve just raised a claim for past payments made to the bbc under the direct debit indemnity – I’m interested to know if your dad has experienced any backlash from the bbc after receiving his refund and also what to do should this happen? I’m concerned about being taken to court. I’ve paid the tv licence for over 10 years and can probably count on two hands the amount of times I’ve watched anything on bbc.
Hello Rhianwen. Good to see that you have made a direct debit indemnity claim. No, my dad did not hear anything from the BBC. The case for the BBC taking people to court is VERY VERY weak. All they do is use threats using red in the letter. If you say that you do not watch the BBC just contact them and say you do not need a TV licence and they do not bother you for three years. I don’t watch the BBC and haven’t done so for years. They are a terrible fear driven propaganda channel and I hope they go under very soon.
Hi, Under what grounds did your dad apply for the refund via his bank? I’m about to apply for one through my bank as TV Licensing didn’t want to know!! Thanks
HI, did you find out under what grounds?
How did we raise it directly via Bacs, my bank is refusing point blank. I’ve now emailed the CEO as I’m getting nowhere..
I think BACS used to do it directly, but they will just tell you to raise it with your CEO. My partner managed to do a partial Direct Debit going back a few years, so if the bank fob you off for not being able to do part direct debit refunds, they are lying. They will always say you can refer it to the Financial Ombudusman (which costs them £400+ and defeats the whole objects, tbh, but FOS are SLOW). You could also hold them accountable and take it through the small claims court. To be honest, the banks should ask no questions and just raise the indemnity. It is rare that the amount is reclaimed. I did one successfully for one payment made to a company similar to Domestic General, and my partner made a claim against an insurance company for two payments, and he had made six payments to them in total